Tuesday, April 27, 2010

Discrimination at KAUST

Personal Freedoms

I value my personal freedoms, and as a privileged member of the KAUST community I do have lots of freedoms. I am free to go to the restaurants, the market, the library, or the gym any time I want to during business hours. I am also free to come and go from the KAUST compound any time I like. Really, I am free to do almost whatever I please (within reason), except to spend time with the Filipino and Bangladeshi guys who work service jobs at KAUST. This irks me. I don't care about adding one more privilege to the mountain I already have, but I do care for these men and women who have no privileges at all.

The Story of the Rich Man and the Poor Man

There is an old story about injustice - perhaps you know it - about a rich man who owned many sheep and cattle and a poor man who had nothing except for one little female lamb. The poor man raised her, and she grew up with him and his sons. She shared his food, drank from his cup, and even slept in his arms.

One day a traveler came to the rich man's house, but instead of taking one of his own animals, the rich man took the lamb which belonged to the poor man and slaughtered her for his guest.

The Little Lamb

At KAUST, there used to be a weekly basketball game between students and recreation staff. The recreation staff members enjoyed this game so much that they rearranged their work schedules to participate... it was the one night a week they could have fun and get some much needed exercise after standing or sitting at their job all day.

Four weeks ago, a terrible thing happened. The students left campus for spring vacation, but many of the employees came for basketball anyway. On that unfortunate day, KAUST-Aramco manager who oversees Saudi Oger recreation was watching. He was furious. The employees had violated one of recreation's unwritten rules: no workers are ever allowed to use the community's sports or service facilities. When it was discovered that most of them were Filipino employees, there was talk of firing them all and deporting them back to their home country, but there was also one Lebanese employee amongst the transgressors, and management couldn't fire and deport an Arab.

The Filipinos and company were given a final warning and suspended without pay for 3-5 days. Now there are no more games between students and staff, no more exercise for the employees, nothing to break up the daily monotony of their lives between working at KAUST and busing to the work camp. Now their little lamb is gone.

The Meeting

I arranged a meeting with the manager thinking that it was just a misunderstanding, but the injustice and prejudice against foreign workers runs deep here. The manager told me that my Filipino friends are dangerous people and that if they are given half a chance they will lie, cheat, steal, and otherwise endanger the entire community. They are not allowed to use the facilities, not just because of crowding during peak hours, he said, but because they are not welcome at KAUST when they are not working. They have no rights to relationships or recreation inside the KAUST community, he said, because these might be an inconvenience to me. That is just the way Saudi Oger employees are controlled.

"What do they do after work then?" I asked.

"I don't know, it is not my concern," was his response

Apartheid at KAUST

At KAUST, there are more than 4,000 permanent contracted employees to serve only 1,000 residents. Most of these men and women are from Bangladesh and from the Philippines. They are bussed in every morning of every day from their work camps in Thuwal or Jeddah to wipe our windows, polish our floors, sweep our houses, wipe our toilet seats, and sit behind desks handing out tennis rackets and bowling shoes. Each employee works 10-12 hours a day, six or seven days a week, and is "not well paid," according the the manager.

There are four Filipino and Bangladeshi workers for every one KAUST student, professor, and staff member. Whenever one of the contracted workers greets me with a smile and a wave, he makes me both happy and sad. Happy because those gestures are genuine, but sad because as long as Saudi Oger's rules remain unchanged, this is the only interaction we will ever have. They are nameless persons without freedoms brought here for our convenience. Having contracted workers in this way is kind of like owning slaves, Arab News says, and it makes me sick to my stomach. It is difficult for me to live in a community which systematically separates and excludes so many people who work here.

Business Incentives

Why does KAUST need 4,000 services staff for 1,000 KAUST students, professors, and employees? We don't, but perverse business incentives have made the system what it is today.

Filipinos and Bangladeshis will work for almost nothing because the economic situation in their home countries is so difficult. Contractors like Saudi Oger negotiate contracts with clients like KAUST based on the number of employed workers and total work hours. If a company makes more money for providing more workers who are "not well paid," then the business incentive for Saudi Oger is to bring as many workers as possible. Unfortunately, having so many underpaid, overworked, and under-respected employees means that there has to be some extra rules to control the crowds.

The Problems

To keep control, passports are confiscated, walled compounds with crowded bunkhouses are constructed for sleeping and eating, and contracted employees are only allowed to be at work or to be at the compound. No fun, no other human interaction.

Though this apartheid may be acceptable in other parts of the KSA, it makes many of the foreign visitors at KAUST feel uneasy. We need a better model.

A Suggestion

Quality over quantity might be a better philosophy of hiring. What if we had 800 or fewer contracted workers instead of 4,000? Fewer employees means easier care and control, and maybe the salaries and standard of living could be raised a little bit too. Instead of busing thousands of workers in and out of the KAUST compound every day, perhaps a few hundred economy apartments could be provided for these skilled employees. With a better standard of living, better salary, better treatment than the average worker in Saudi Arabia, and membership in the KAUST community, there would be far less incentive for the imagined lying, cheating, and stealing which the manager is trying to prevent.

With fewer workers, maybe a few cash registers at the supermarket would remain unmanned, maybe a maid might not be available to clean my house within ten minutes of calling housekeeping, and maybe some of the windows on campus would remain smudged longer before being wiped, but increased trust and respect between people might be worth a few dirty windows. The janitor and I could shop in the same supermarket, use the same public bathrooms, send our children to the same school, and maybe even play a little basketball together. Does that sound too radical?

225 comments:

  1. I totally agree with you Nathan,this is wrong.I think we should put this issue forward to the community through the KAUST community site.I am sure not allowing them to play is against basic human ethics.

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  2. Dear Nathan,

    Welcome to the real world of Saudi Arabia and thus KAUST. You just broke the magic of the golden cage where you were living all that time. To put things in perspective, the friendly Filipino/Bangladesh/.. guy cleaning the toilet for you gets 850 SR per month (about $ 200). The construction worker that has build KAUST for you did get 300 SR ($80). And more than 100 of them died in accidents during the KAUST construction. Did you ever go outside the gate to Thuwal, the nearest village? Compare the shops and conditions there with what you see inside the cage.

    By merely accepting the invitation to become a student/faculty member/staff member of KAUST you decided to be part of this world full of injustice. Do not be hypocritical and try to negotiate better conditions for these poor guys: that would be as wrong as a plantage owner's son who would plead for better conditions for the slaves. Many of the faculty are there in the desert because KAUST salaries are a very welcome and sometimes needed supplement of the pension. Not so much difference except the numbers between those people and the Filipino servant who has to take this job in order to support his family back home. Many of these people -talk with them, show interest in them, do not only say hello- are very homesick but have no alternative but to work until the end of their three year contract. Remember, 90 % of the world's population has to live on less than $2 per day.

    You cannot change KAUST, you cannot change Saudi Arabia even with all residents united so if you are really honest you should vote with your feet and go study in a place that has equal rights for all involved. Get out of KAUST.

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  3. All this seems miserable.may the administration come to realize their self esteem and normal human needs.

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  4. Nathan - I agree with everything you said except the singling out of GCC countries.

    Yes, the GCC countries are amongst the worst, but there are quite a few others that treat their (legal) workers quite poorly (think sweatshops). And then when it comes to illegal workers being screwed, there are even more countries (I can cite you very recent examples of literal slavery in the US).

    But don't let that take away from your point - your anger at the situation is right on the mark.

    And I completely disagree with arjenrienks. Change is not binary, and is pretty much always incremental. I lived in Saudi Arabia for almost two decades, and I can tell you that things are a lot better for foreign workers and the locals than they were when I was there. The press has a lot more freedom as well. So much of the stuff published in Arab News could not be published a mere 15 years ago. Change does happen.

    arjenrienks approach reminds me of all those who criticize people who move to the US. The US has its own dirty sins (foreign policy), and does a lot more damage than what KSA does to its workers. However, voting with one's feet isn't going to change either KSA or the USA. Dialogue, negotiations, etc will. Slavery in the US did not end because people boycotted the US.

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  5. While I agree with arjenrienks that this is part of the reality of Saudi Arabia, I completely disagree that this is some kind of "cosmic constant" that can never be changed.

    The whole idea of KAUST is to be a spark of change in these rather static sand dunes. Is KAUST perfect? Hell no. Nothing is. But to assume that this very imperfection can never produce anything good is the height of hubris, and is really no better than what these racist people are doing to their employees. A tad too optimistic? Perhaps. But it's better than shouting negativities and staying at home.

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  6. KAUST's promise for change is the biggest reason I voted with my feet and traded life amongst the mountains and waterfalls in upstate NY for life among the sand dunes in KSA. Arjenrienks has some good points, but my optimism aligns much closer to Jawa's philosophy.

    I agree with Beetle that no country is perfect, but I stick by my comment that the numbers in the GCC are unreal. I do not know of any other region where countries import as much as 1/3 of their workforce from poorer nations.

    Thanks for the thoughtful discussion so far!

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  7. KAUST is changing a lot of things that are considered social norms in saudi arabia. one of those things is simply walking or using busses to get to places. maybe changing the status of foreign workers would be one of those things that can change slowly, or maybe even employ young Saudis instead. it's a long road, and what students may be able to change about their way of life at KAUST may not be as easily adjustable in the rest of Saudi Arabia.
    and as you said "he injustice and prejudice against foreign workers runs deep here"

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  8. To add salt to the injury , those Bangladeshi workers get around 100 $ a month , which can not sustain any body in Saudi Arabia ,hence, what those people tend to do (to support them self and send money home) is that they find a second job” illegally”. The government and people know that their income is not sufficient , so every body tend to turn blind eye on the mater. Nevertheless as a result of low salaries some of them turn to crime to make money.

    The best solution is to replace them with locals even if it means higher cost but at lease the money will stay on our system

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  9. I completeley agree with Beetle that changes in society occur gradually, almost unnoticed. My sister and her family lived and worked in KSA (Al Khobar) for 8 years from 1980 onward and even she is surprised to see the photo's I took while at KAUST and Jeddah. Mixed classes!
    Nevertheless, the point I tried to make is that Nathan and all Kaustians should be realizing that being there, using the "slave labor" of the Filipino's (though there is no alternative) makes you sustain the system you essentially dislike or at least want to be changed. For me as postdoc (see the story at www.chronicle.com, Middle East forum) there was no alternative as "voting with my feet", no time to wait for changes at KAUST to happen without putting my career (and marriage) in jeopardy. I hope that it will not require a war like the American Civil War for the slavery to come to an end.

    The story of so many young Saudi's (I spoke to quite a few of them while staying in Jeddah) that simply cannot get a job because the cheap foreign labour (and the easy where these people can be dismissed) is sad in itself. Why is so much talent of young people wasted in KSA? They really would like to visit KAUST but even they cannot get in. Wandering on the campus of Stanford/Berkeley/Harvard/MIT/... allows youngsters to dream to become a student or even scientist. Why is KAUST closed as a cage?

    I really hope that KAUST can survive long enough (what will happen if its founder King Abdullah passes away?) for us to see the changes.

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  10. "Welcome to the real world of Saudi Arabia"

    but good changes will come!

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  11. Nathan,

    The way the workers are treated in Saudi Arabia and other GCC countries became an integral part of living here. People do not see how awful this is anymore. You should see how little kids treat their nannies and house maids. I believe you and the other scholars were chosen to join KAUST to help in the change the country is promising. It is your duty to point out injustice. Yes "Welcome to the real world of Saudi Arabia" because we want you to help us see our mistakes.

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  12. It's all human society's tragedy. I cann't see any good solutions to clear the injustice between rich and poor.
    Your 'quality over quantity philosophy' could not help the poor but just make the poorest much poorer cause in that case many of them are going to lose their jobs. They will hate you instead of being grateful.

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  13. Hi Nathan,

    Thank you for mentioning this issue, Nathan. It's true that the current Saudi society is plagued with racism.

    However, I also believe that there a number of things you should consider.

    The amount of pay the Filipino and Bangledishy expatriates receive is competitive compared to what they receive in their countries. You might see it as minimal but they don't need to pay $500,000 for a house over 30 years.

    Also, to compare to apartheid is a bit much considering how bad apartheid was. Blacks were massacred in the street and white people and black people could not walk on the same side of the road.

    I would also like to mention that the States is still not the perfect model for the accomodation of race. In rural areas and small towns, which makes up most of America, racism is still rampant. Blacks or African Americans get pulled over all the time. As we speak, Arizona has passed a law that legalizes stopping people if they are brown or have an accent.

    However, I don't want to shift the conversation to far away from Saudi Arabia.

    Did you know, that the highest number of converts in Saudi Arabia are Filipinos?

    Despite the existence of racism, there are many decent people in Saudi Arabia who give the expatriates someone positive to look to.

    I think that in order for you to have a better idea, you should go to the home countries of these expatriates and see the living conditions they are under there. I'm not saying this justifies racism...but I think we have a leg up over American corporations that leave them to rot in their countries.

    You might want to also swing by South Africa to ask the people there what Apartheid was really like. We definately have racism in Saudi, but by no means are we as evil as those who set up apartheid nor the founding fore-fathers nor the current elitists that control the States.

    Also, you might want to reevaluate the treatment of race in the rest of the world, starting with the United States.

    I sincerely appreciate your comments, Nathan.

    As if it were a Saudi saying negative things about KAUST, he would be fired by now.

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  14. Thanks Khalid,

    The scope of this post was not to discuss racism in the whole world, just to point out an issue which is a moral burden for some of the students and professors who come to KAUST.

    Foreign worker treatment is not only troubling for current residents, but academic partners might also feel a moral dilemma when visiting KAUST to discuss collaborations, because of what is going on around us. Virtual slave labor is a pretty big turnoff.

    Money and fancy equipment isn't everything.

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  15. Hi Nathan,

    There are 2 issues here. One I agree with you on, and another I don't. So let me get the latter out of the way first.

    Do the labourers of outside contractors have the right to use KAUST facilities? No, they don't. If I'm a window cleaner and I was hired to clean the windows of a country club, does that give me the right to play golf there?

    It can't have escaped your notice that KAUST isn't exactly an open campus, with the high walls and secure entrance. The campus and its facilities are exclusively for the use of the University's students and faculty. I, a Saudi, am not able to see this wonder in our midst in the flesh.

    Of course on the general point of discrimination, particularly against foreign labourers I agree with you. Their treatment is wrong and immoral, and even more shameful is how many locals when discussing the topic twist things to make it sound like they are victims.

    But it's not apartheid. Race isn't the driving force here (although there is racism in the country). There are many Saudis of Javanese and Indian origin, and they're not treated like the foreign labourers. The driving force here is a paranoid sentiment stoked by nationalists that foreigners are out to swindle the country out of it's riches leaving nothing behind for the locals yada yada. It's garbage, but it hits a nerve. There's also a bonded labour mentality, where people think that because they paid to bring in these foreign labourers from abroad they are owed by them.

    Going back to the KAUST incident. I think the best way forward is to create some liaison committee and have these sports events (and some outreach programmes etc) organised under its auspices. Done that way, I'm confident the management will be on board.

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  16. The wealth gap here is crazy. I am glad we no longer have door-openers because it felt weird. Were they skipping work? At the very least, when they played with us they were training us. I think the saddest thing is that this job may be better than the situation in their native land. With all the money they give our worthless professors (up to a million bucks), they could give the workers some spare change.

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  19. Hi Nathan;

    thank you for your post, but i would like to state one point that this is Saudi Oger Cluture and other big contractors even Saudi laboure are not getting the chance to be employed by Oger excepte as Security Guard. If you visist Saudi Oger headquarter in Riyadh you will think that you are in Beriut not in Riyadh becuase of the huge number of lebanease employees and managment I say this because Iam Saudi Aramco employee dealing with Oger.

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  20. I agree with Beetle that no country is perfect, but I stick by my comment that the numbers in the GCC are unreal. I do not know of any other region where countries import as much as 1/3 of their workforce from poorer nations.

    Well, you can always tailor your criteria to make a given country look worse ;-)

    I could argue further, but I feel it would take away from your bigger point.

    @Arjenrienks:

    For me as postdoc (see the story at www.chronicle.com, Middle East forum) there was no alternative as "voting with my feet", no time to wait for changes at KAUST to happen without putting my career (and marriage) in jeopardy.

    I'm not saying you did wrong by voting with your feet. I'm just disagreeing that this is the only appropriate response.

    As for Saudis complaining about not being able to get lower paid jobs, there are two sides to that coin: Many employers have complained that when they hire Saudis, they have an entitlement mentality and simply don't want to do certain tasks that are required for the job. Having lived there all these years, I know what they mean. Foreign labor is not the root cause of unemployment in KSA - it's being raised in an environment where you feel you are superior to others and deserve better.

    For example, I can send you an Arab News article where a lot of Saudis (including women) opposed allowing Saudi women to work as maids because the job is too degrading - (so let's just leave that to the Indonesians)

    @Khalid:

    I think that in order for you to have a better idea, you should go to the home countries of these expatriates and see the living conditions they are under there.

    Partly yes, partly no. Arab News is ridden with examples of foreigners who have not been paid for longer than 6 months. Furthermore, they cannot leave the country nor switch their job. This is not an issue for most people in their own country, or in the US (evil corporations included).

    American corporations have done bad things to workers in other countries and manipulated foreign economies that have messed people up. But preventing them from changing their jobs and leaving the country? Nope. I do know of a case here and there, but they all ultimately got justice in the US courts - unlike in KSA.

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  21. I'm really sorry that all the expatriates are seeing this. But then again, non-KAUST employees are not allowed to use any of the facilities because it is reserved for KAUST only. KAUST is private property and not public property. So, I don't see what is wrong with that. You wouldn't go to somebody's private home and start shooting hoops in their backyard now, would you?

    You wrote: ""What do they do after work then?" I asked. "I don't know, it is not my concern," was his response". Well to be honest, in my 3 years in the job market, if you ask any of my managers what I do after work, you would hear a similar answer, whether it is in the companies here in Saudi or in my job in Switzerland. I think this article is exaggerating it a little bit.

    This policy which is not only the Oger way but KAUST way as well, is sad. But in the end, its company policy, and I am very much sure that it is not an "unwritten" rule as you mentioned. It is just like a "Authorized Personnel Only" or "No trespassing" rule, we just have to abide by it.

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  22. To arjenrienks:

    It is thought provoking and scary not knowing what will happen after King Abdullah "departs this worlds". And the reason KAUST is closed like a cage is because of what happened when an email was passed around which had pictures of life here in KAUST. The 80% of conservative Saudi is not ready to see the gender mixing and smiling faces. According to a news article today 04th of May, a Muslim scholar said "Don't back the modernists". you can read the article in Arab News. This is the reason KAUST is closed, and its for our own safety.

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  23. I wanted to avoid politics but...

    80% of conservative Saudi is not ready to see gender mixing? Really? Nobody asked me or any Saudi for their opinion. Even if asked, in public you have to be careful not to stray far from the line. The poor Saudi citizen is always scapegoated for what he has no say in. It's a political decision, and it always has been.

    Just like they enforced segregation (and other extremist demands) after Juhayman, they can allow mixing with the stroke of a pen. Mixing was normal in the past, even in places today associated with extremism like the farming communities in Asir and even Qasseem. They all worked in the fields together.

    Juhayman wasn't that long ago. What you take for granted today wasn't the case before then. Some scenes from the recent past you don't see today:
    A farm in the Sarawat- http://img14.imageshack.us/img14/5263/5551l.jpg
    A National Geographic photo from 1980 showing highschool girls in Jeddah - http://media1.pikeo.com/images/server26/upload/W6MVQSC9V2FF4KI2UZ0PGZ2YMV2X0FF8.jpg


    The reason for the high walls, and the country's schizophrenia in general is simply the lack of political will. There is the desire and the will for progress but it doesn't extend as far as dealing with the extremists. In fact, they go out of their way to skirt around them. Anything not to deal with them head on. Hence despite repeatedly getting stabbed in the back by them, from the Ikhwan to Juhayman and finally alQaeda, they still appease them. No wonder if you consider that breaking out would involve lots of awkward questions.

    ReplyDelete
  24. It's lazy and irresponsible to do nothing because you think that things can't change. We do have a divide between the rich and poor here, and it's based on Saudi's exploitation of people's poverty in countries such as Bangladesh and the Philippines. (I'm defining rich as a stipend >= SR70,000/year +housing +insurrance +perks, which puts you in the top 10% richest people in the world)

    If enough of the rich were willing to vote with their feet, things might change. I for one can honestly say that this is an issue that will influence my decision to say at KAUST. But it's definitely unrealistic to think that we're going to have perfect equality overnight, and as Khalid pointed out no country in the world has experienced that. I think what we need to do now is to come up with some realistic first-steps that we can start to pursue with KAUST and Oger (and other contractors) leadership. Nathan, I think you're right that part of the solution is to hire only as many people as can be properly taken care of. Here are some other thoughts:

    1) Remove rules that force workers to leave the campus when they're not working. Provide flexible transportation options so they can come and go as they please. The fact that they're kept in their own dirtier compound on their day off does make this like slave labor.

    2) Facilities that are not being used to full capacity, like the so-called "public" beach on weekdays, could be opened to all members of the KAUST family, not just us rich ones.

    3) Here's an easy one: Remove signs on things like drinking fountains or elevators that say "Construction workers and Saudi Oger workers may not use this (fill in the blank)." Is that everyone who works for Saudi Oger, or just the ones from poor countries? Last semester (before the big Tamimis opened), a manager of the small Tamimis put a sign on his front door: "Construction workers not allowed inside store." It was taken down on rebuke from a community member.

    3) Remove rules that prevent the "lower class" from accepting invitations from the "higher class." Many people are told by their managers that they cannot accept invitations to something like a BBQ at a friend's house if they are poor and the friend is rich.

    4) Stop defining the "KAUST Community" to exclude maids, gym trainers, maintenance, etc. If you mean "Faculty, Students, and Staff," say that. If you mean everyone, say "community." This might just be semantics, but I think it's important.

    And yes, I understand that these new rules would be a inconvenience for many of us rich people. But I think they only way to convince yourself that you deserve 5-star treatment and that Filipino guy deserves to clean up after you is to dehumanize him. And that is evil.

    ReplyDelete
  25. I hear what you're saying to a certain degree, but...

    Welcome to the vast majority of the world.

    Your proposal to have 800 employees instead of 4,000 would deprive 3,200 employees of a job.

    Whilst those hired should be treated with dignity, paid what their contract states they should be paid and given the benefits they were promised, it's a reflection on their home countries that they are there in the first place.

    I would say that if you want to help in some way, you could go to their accommodation and brighten up their day, rather than have them use KAUST services that aren't theirs to use and which have got them into unnecessary trouble.

    Helping some of the guys improve their maths and English and getting some kind of relevant certification or qualification is a good way forward - not suggesting cutting back the numbers working there or playing basketball on university property.

    You might also consider how their home countries could improve, negating the need to travel to Saudi in the first place.

    If you think back to even one generation ago in the US, you would see lift boys, toilet boys, door openers - a lot of people struggling and doing menial work. With the right attitudes that will change, over time.

    ReplyDelete
  26. It is unfair to the filipino workers. During the interview, I was told that there would be no any discrimination against foreigners.

    ReplyDelete
  27. I agree, Nathan, the numbers should be reduced and I believe they should be KAUST employees rather than subcontracted through Saudi Oger. From what I have seen of Saudi Oger employees I believe that KAUST could surely have better training programs and, with better supervision and management, could increase productivity and improve employee morale by giving them privileges on campus. KAUST should lead the country in recognizing that nationality is not an issue and that expertise, capability and merit should be the dominant factors in determining remumeration and respect.

    ReplyDelete
  28. SNIPES:
    hi nathan! Im snipes from phils. ill be going to work for oger company maybe ill be assigning also to kaust community. Could you give me the latest news about the kaust. is there any changes with regard to the treatment to the employees? I decided to grab the job offer just to experience to travel & work other country. were not a poor country as u consider. if you could try to visit our country you will be surprised because we are blessed with a good nature. Our country just experiencing a slow/delay movement to a technology system. right now. However, just want to thank you for your concern with all the employees working for the kaust. We filipino peoples are very dedicated with our job no matter on what your position is. But, for me were building a community like this for what reasons asides for earning money? all of us will consider a tourist/visitors/client trying to learn something different/new to other countries they represent. for us also as a worker only we need to do a lot of things during our free time just to stay our body/mind fit & also to consider interaction with others like a basketball on your story. if those things to happen we could prevent ourselves into a stressful things. That community is to all the people like you. if you feel your money is not worth what feel inside that community you do have the right to ask question because you also have a different expectation each other & it could help also to promote it to others with your experience inside the community. to avoid reducing the workers as u request? Expectation is the key word to develop this kind of future plan for all. workers like us is the key to achieve what is the goal/future plan of the community & you & the others is the key to a long term what a future plan will go thru. all the direction is coming from what you want to see,feel,& etc. Hope you & other people out there could established a organization that could support like me as a worker to stay free & stress free. thank you!

    ReplyDelete
  29. hi SNIPES good to hear your comment. Are you heading to KAUST, and your employer is SAUDI OGER LTD, right?

    what position did you applied for? and AGENCY who assist you....

    by the way, discrimination is everywhere, just BE TRUE to your work and to the community.
    GOD BLESS

    ReplyDelete
  30. sir nathan, are you enrolling this coming september?

    I read some of your blogs, and it really interest me a lot.

    hope to continue your ideals in life.
    GOD BLESS.

    ReplyDelete
  31. Dear very enthusiastic guys,,

    I have an idea, instead of changing the whole system how about we start with our selves and devote 10% of our stipend to those unfortunate workers. 

    I don't totally agree with Saudi Oger policy, but still they are in business for long time and know how to deal with their workers ( who agreed to work with them in the first place ).

    I some times like to watch ignorant people criticizing my country knowing that racism initiated and still active in their countries. ( like low paid Mexican workers for example )

    you cannot take a company policy and enforce it on the whole country.  Almost every Saudi Family have a Maid and a Driver with higher salaries than Oger workers, all living expenses covered,  have their own vacation to go to their country and come back with tickets and expenses covered, accompany us in outings and traveling,, so basically they are part of the family and some of them choose to stay for 20 years or more!
     
    Our problem is that we don't like to criticize or talk about other countries that have a lot of social problems to deal with than "segregated schools" !!

    So I wont waste my time on some one that does not acknowledge that not all countries have to fallow their system, that is why USA failed to enforce their policy in Iraq.

    so you may say anything you want, but we believe that world diversity integrate us..

    ReplyDelete
  32. Hi Nathan,
    I completely agree with you. I liked your post. thumbs up for your post. But this is the situation here in saudi. I am here for last 20 years. I saw,heard lots of storys like this. Cleaners and construction workers are treated very badly here. At least we can behave with them as a human.

    ReplyDelete
  33. Hi Nathan,
    The labour market is broken. while it is certainly unfair to our fellow foreign workers , it , considerably, affect Saudi employment too. Hundreds of thousands of very cheap labours compete for low skill work.

    The main reason for this apartheid is labour market regulations. We should fellow the footsteps of Bahrain and Kuwait to fix our labour regulations.

    ReplyDelete
  34. I came pretty late but want to add something but I totally agree with Nathan except the solution.
    Why people from poor countries tend to leave their homeland. I am Muslim and being a Muslim I am strong believer that Allah promised us Food no matter how all we need is to do some effort. This is the basic necessity to live. We humans are greedy creature who never satisfied on few and everybody want to be a rich. I know Saudi's like many other countries treat people same way as describe in this writing but who is responsible for that. labor should realized those rich misers by declining their request to come and work for them. Be united all the workers put little handwork in anything they can do back in their homeland and ask God to help them further grow. I am sure they will get much more they want, most importantly Respect.

    ReplyDelete
  35. Wow this is really of great concern. I am an incoming/admitted student to KAUST this coming fall semester. I too am a Filipino and reading about these kinds of things is kinda bothering. But thank you to everyone who has expressed sympathies to those workers treated in such a manner.

    ReplyDelete
  36. as a indain nationality doing job in saudi oger is right step for my engineering carrier?

    ReplyDelete
  37. Saudi Arabia has a long history of injustice toward its workers and its female population too. If you see what their princes do when traveling in places like Morrocco you will be disgusted by the hypocrisy. I was often asked to write letters of recommendation for people who want to go there and I explained that I could not do it because - I would be helping sustain the injustice. You cannot create a place of higher learning in a desert of ignorance.. The leaders must understand this. sorry

    damazigh

    ReplyDelete
  38. Hello all,
    I'm a highly educated person (Ph.D.) living in the US. Two years ago, I was offered a job by KAUST, signed a contract and was supposed to move to KSA shortly after. However, when the Saudi authorities realized that I did not hold a US passport, but a passport issued by a developing country, they refused to issue me a KAUST work visa. Such experience was so painful for my family since we had made all the needed arrangement to move, and then had to put our live back together in the US.

    Here is what I'd like to suggest: You as a group can make a change to the KAUST system. The KAUST administration will respect your collective demands because they simply need you there. In the meantime, you can decide to ignore things and accept the statuesque, and that's where the danger is. If you're willing to take the challenge and do something about the wrong things you see around you, then by all means stay there. However if you find yourself giving a blind eye to the injustices being committed in order to make your KAUST experience more enjoyable, then I'd say that you should strongly consider leaving ASAP since your presence may be contributing to the problem.

    By the way, do you know that many Saudis lock their live-in maids inside the house when they leave (fearing that the made would run away with stuff)? This is despite the fact that the maid's passport is held by the family, and hence she can't just leave the country. I was actually told about an incident where a locked-in maid was found dead by the apartment door when the family returned from an extended visit to relatives

    Good luck in making the right decision!
    P.S. For those who compare injustices being committed against workers in the US and workers in Saudi Arabia, please do not make such comparison because the gap is so huge that would make the comparison invalid. Supporting details are too much to include here.

    ReplyDelete
  39. Hi all, How are things now at KAUST? How is the job opportunites after completing MS from there?

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  76. تتمتع مع شركة البيت السعيد بخدمات منزلية متنوعه حيث اننا افضل شركة مكافحة حشرات في القصيم فنعتمد على اقوى انواع المبيدات لاباده وقضاء تام للحشرات هذا بالاضافه الى اننا نمتاز بكوننا افضل شركة كشف تسربات المياه في القصيم وذلك لاننا نعتمد على احدث الاجهزة في تحديد مكان التسريب , هذا كله بالاضافه الى اعمال العزل المختلفه فتعد شركة البيت السعيد افضل شركة عزل اسطح في القصيم وتقوم بعزل كافه الاسطح الشينكو واسطح المنازل كما نمتاز بالتخصص في عزل الخزانات حيث اننا افضل شركة عزل خزانات في القصيم كل هذه الخدمات في البيت السعيد باقل التكاليف .

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  77. تعرف الان على اسعار شركة نقل عفش بمكة التى تتبع شركة الاخلاص والامانه لتختار ما يناسبك لتتمكن من نقل العفش والاثاث من مكان الى الاخر حيث اننا افضل شركات نقل عفش في مكة المكرمة ونعتمد على اليات واساليب حديثة للنقل وهذا يجعل الاخلاص والامانه افضل شركة نقل العفش بمكة المكرمة بالاضافه الى التميز والخبره في النقل السريع .

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  78. تابع افضل التفاصيل التي يمكنك التعرف عليها عند التواصل مع صيانه يونيفرسال التي توفر افضل العروض عند شراء الاجهزه الكهربائية المنزلية حيث انها يتم صناعتها علي ايدي مجموعه من امهر المهندسيين والخبراء وباقل الاسعار .

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  79. تواصلوا مع اكبر شركة سفلته طرق ومتخصصه في مجال لسفلته والمقاولات العامه في جميع انحاء المملكة العربيه لسعودية علي اعلي مسوتيات الامانه والدقه.

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  80. نقدم لكم افضل خدمات صيانة وايت ويل وخدمات صيانة وستنجهاوس التي تقدم افضل الخدمات لصيانة الاجهزة الكهربائية في جميع مدن ومحافزات جمهورية مصر العربيه علي اعلي مستوي .

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  81. اقوي خدمات الصيانة المقدمة من صيانة يونيفرسال المعروفه في مجال صيانة وبيع الاجهزة الكهربائية علي اعلي مستوي من خلالنا فقط في جميع محافظات واماكن جمهورية مصر العربيى علي اعلي مستوي من خلالنا فقط.

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  82. نقدم لكم الان اكبر خدمات مركز صيانة يونيون اير ومراكز صياناتنا المنتشره في جميع محافظات وقوري ومدن جمهويرة مصر العربي علي اعلي مستوي صيانات في مصر ومن خلال افضل فريق مهندسين صيانة متخصصين في تصليح اقوي الاعطال في مصر.

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  83. تحية للجميع

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  108. Hello Am Dr. Robin Christopher
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    ReplyDelete
  109. Hello Am Dr. Robin Christopher
    Am Legitimate and reliable Loan lender. I offer all kinds of packages of Loans. I give out loans on a clear and understandable terms and conditions at 2% interest rate. From $5000 to $6000000 USD, Euro And Pounds Only. We give out Business Loans, Personal Loans, Student Loans,Car Loans, Bank Loans And Loans To Pay Off Bills. If interested kindly Contact us: chrisrobinloan002@gmail.com Or +1 484-462-7802

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    Dr Robin Christopher

    ReplyDelete
  110. Hello Am Dr. Robin Christopher
    Am Legitimate and reliable Loan lender. I offer all kinds of packages of Loans. I give out loans on a clear and understandable terms and conditions at 2% interest rate. From $5000 to $6000000 USD, Euro And Pounds Only. We give out Business Loans, Personal Loans, Student Loans,Car Loans, Bank Loans And Loans To Pay Off Bills. If interested kindly Contact us: chrisrobinloan002@gmail.com Or +1 484-462-7802

    Your Full Name:
    Gender:
    Country:
    Loan Amount Needed:
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    Occupation:
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    Best Regards
    Dr Robin Christopher

    ReplyDelete
  111. Good Day Sir/Madam: Do you need an urgent loan to finance your business or in any purpose? We are certified and legitimate and international licensed loan lender we offer loans to Business firms. Individuals, companies firms, corporate bodies at an affordable interest rate of 3%. It might be a short or long term loan or even if you have poor credit. We shall process your loan as soon as we receive your application. We are an independent financial institution. We have built up an excellent reputation over the years in providing various types of loans to thousands of our customers. We offer Educational loan, Business loan, home loan, Agricultural loan, Personal loan, Auto loan with either a good or bad credit history. If you are interested in our above loan offer you are advice to fill the below information and return to us for more details. You can contact us with this email (globalonlinefinance@gmail.com) we shall respond to you as soon as we receive your loan application details below.

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    ReplyDelete
  112. Good day, I'am Josef Lewis, A private loan lender who gives out loan to individuals, companies, and government establishments at a low interest rate of 2%. We know that there are lots of families out there who live on pay to pay check and others that cannot take care of their financial obligations and for this reason we are here for financial restoration.

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  114. Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

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  115. My name is Gina Acampora and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need of a loan $ 100,000 USD to start my life all over, due to my profession as i am a single mum, with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan Company that changed my life and that of my family, a GOD fearing firm, Nora Mildred, she was the saviour GOD sent to rescue my family with a loan $ 100,000 USD contact her noramildred.loan@hotmail.com

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  116. I was searching for loan to pay for my husband surgery and sort out my bills & debts, then I saw comments about Premier Lending Company. I doubted thus but decided to give it a try by contacting there email website https://www.goo.gl/VsLuod they responded with their loan terms and conditions on how it works. i'was assured that the loan $50,000 instant will be credited into my account so I applied for a loan & paid the processing fee to obtain the loan. 48 hrs later, I was shock to see that my account has been credited} I got my mortgage and I paid for my husband surgery and my daughter fees and thank God today he is good and he can walk now and the burden is no longer so much on me more and we can feed well and my family is happy today, I said to myself that I will mourn aloud in the world of the wonders of God to me through Premier Lending Company I advise anyone in genuine and serious need of finance should contact the on there website https://www.goo.gl/VsLuod for more info on how to obtain a loan from them.

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  117. Good day!!!
    My name is Dr. Donald Tenisin, am just smiling as am posting this because Trade Funding Firm has made my dream come true. It all started when i needed a loan of $200,000.00 USD finish my project , so i came across their advert and email contact on the internet so I decided to apply for the loan from them, and right now am very happy to say i own a very big hospital in South Carolina and grateful for the help of Trade Funding Firm for giving me the loan to complete my project, you can contact them now via email to get help and also business setups.

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  118. Private Lender Bentex Funding Group Ltd.
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    ReplyDelete
    Replies
    1. Are you in any financial crisis, do you need financial help? or do you need funds to start up your own business? Do you need funds to settle your debt, pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital service from local banks and other financial institutes? Here is your chance to obtain a financial service from our company. We offer all kind of loan to individual companies at 3% interest rate. If you need a loan do not hesitate to contact us via

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  119. NOW LIFE IS WORTH LIVING WITH THE HELP OF EDWARD JONES FINANCE

    Hello Every One, My Name is Trevor Cohen live in Texas and life is worth living comfortably for me and my family now. I really have never seen goodness shown to me this much in my life as i am a struggling Dad with three kids and i have been going through a serious problem as my son encountered a terrible accident last week, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again, and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that credit score was bad, from there i run to my father and some of my friends but they could not help, then when i was surfing through the net i came across a loan lender EDWARD JONES who provides loans at an affordable interest rate of 2% and i have been hearing about so many scams on the internet but at this time, in my desperate situation i had no choice than to give it a try and surprisingly it was all like a dream, i received a loan of $85,000.00 and i payed for my son surgery and thank GOD today he is okay and can walk. I could in turn start something profitable with the remaining amount and i said to my self that i will shout loud to the world of the wonders of GOD to me through this GOD fearing lender EDWARD JONES and i will advise anyone in genuine and serious need of loan to contact this GOD fearing Company via: Jonesloanfinance@yahoo.com OR Text him +1(307) 217-5388

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  120. NOW LIFE IS WORTH LIVING WITH THE HELP OF EDWARD JONES FINANCE

    Hello Every One, My Name is Trevor Cohen live in Texas and life is worth living comfortably for me and my family now. I really have never seen goodness shown to me this much in my life as i am a struggling Dad with three kids and i have been going through a serious problem as my son encountered a terrible accident last week, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again, and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that credit score was bad, from there i run to my father and some of my friends but they could not help, then when i was surfing through the net i came across a loan lender EDWARD JONES who provides loans at an affordable interest rate of 2% and i have been hearing about so many scams on the internet but at this time, in my desperate situation i had no choice than to give it a try and surprisingly it was all like a dream, i received a loan of $85,000.00 and i payed for my son surgery and thank GOD today he is okay and can walk. I could in turn start something profitable with the remaining amount and i said to my self that i will shout loud to the world of the wonders of GOD to me through this GOD fearing lender EDWARD JONES and i will advise anyone in genuine and serious need of loan to contact this GOD fearing Company via: Jonesloanfinance@yahoo.com OR Text him +1(307) 217-5388

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  121. Good Day Sir/Madam: Do you need an urgent loan to finance your business or in any purpose? We are certified and legitimate and international licensed loan lender we offer loans to Business firms. Individuals, companies firms, corporate bodies at an affordable interest rate of 3%. It might be a short or long term loan or even if you have poor credit. We shall process your loan as soon as we receive your application. We are an independent financial institution. We have built up an excellent reputation over the years in providing various types of loans to thousands of our customers. We offer Educational loan, Business loan, home loan, Agricultural loan, Personal loan, Auto loan with either a good or bad credit history. If you are interested in our above loan offer you are advice to fill the below information and return to us for more details. You can contact us with this email (globalonlinefinance@gmail.com) we shall respond to you as soon as we receive your loan application details below.

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  122. Do you need a Loan?
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  123. WELCOME TO ABIGAIL MILLS abigailmills.loans227@gmail.com our aims is to provide Excellent Professional Service.

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

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    BORROWER INFORMATION

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    If you are interested to get a loan then kindly write us with the loan requirement.
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    Yours Sincerely,
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    abigailmills.loans227@gmail.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    ReplyDelete
  124. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

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    ReplyDelete
  125. Greetings..
    Please contact us for your secure and unsecured Loan at an Interest rate of 2%
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    Abigail Mills
    Abigail Mills loan company

    ReplyDelete
  126. Attention

    We are a financial consultant that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $500 Million Dollars, With our company (Abigail Mills loan company) and other TOP PRIME AA BANKS like Bank of America, HSBC, JPMorgan Chase & Co, Wells Fargo, The Best Banks for SBA Loans etc.

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    Motto: We offer the fastest and reliable financial services

    ReplyDelete
  127. Hello Everyone

    My name is THOMAS CHRISTOPHER and i am from Washington, D.C. i want to tell you all loan seekers that there is only one real loan company that offer loans and they helped me with my loan the name of the company is Macro loan company and the loan lender that helped me with my loan her name is Mrs Abigail Mills so if you need a loan without being scammed go to this company now and receive your loan there loans is safe and fast their mail is abigailmills.loans227@gmail.com so wish you all the best loan seekers this is the real company that offer loans.

    Email: abigailmills.loans227@gmail.com

    My Regards to you all

    ReplyDelete
  128. Hello everyone my name is katheryn Liz Rhea am from San Francisco USA. I just received my loan now from Mrs Abigail Mills loan company they are new legit loan company of 2018 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great their mail is abigailmills.loans227@gmail.com

    ReplyDelete
  129. Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Abigail Mills loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Abigail Mills said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my bank that there is money on my account. Today i am very happy i have never been scammed before and i received my loan once so now i am happy and me and my family is going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is abigailmills.loans227@gmail.com.

    Once again i remain Maksims Odincovs

    ReplyDelete
  130. My name is Deann Twila Alba i am from San Antonio i have heard of this company that they give loans and i went to apply for a loan from them i have heard people saying about scam but i have never been scammed before this company helped me with my loan so anyone that need a loan should apply from them there loans is fast and safe their mail address abigailmills.loans227@gmail.com

    ReplyDelete
  131. Hello Everyone

    My name is Gabriela Yunes i am from New York City i have been looking for a loan online and all i get is scammers but i found this loan company called Abigail Mills loan company and i have seen people online testify about there good deeds so i decided to try if i will be happy once again so i applied for a loan of $350,000.00 and the loan lender Mrs Abigail Mills assured me that in 12 hours my loan will be in my bank account so today as i was working i received a message from my bank that there is some funds of $350,000.00 in my account and i thank Abigail Mills because she is real so if you need any online loan please do not be scammed like me apply from this company because she is the only real company that gives loan online. Their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  132. My name is Vonda Dionne i am from Los Angeles i just got my loan from a new legit loan company of 2018 and the name of the company that helped me with my loan today is Abigail Mills loan company they are the most lovely loan company i have ever came across with i applied for a loan from them yesterday and the only thing i did was pay the transfer fee which they said i should pay and immediately i make the payment in the next 12 hours time i was with my loan sorry i can not say how much they helped me with but it is a large amount of money so everyone if you need a real loan this is the right loan company to contact their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  133. Good day everyone my name is Donna Susan Patricia and i am from Houston, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2017 legit company and the name of the company is Abigail Mills loan company they have been helping people since 2016 and we are in 2018 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don't get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. their E-mail address is abigailmills.loans227@gmail.com.

    Have a nice day everyone and i pray you are all happy as i am today

    ReplyDelete
  134. My name is Kimberly Lori Cheryl and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Abigail Mills loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank there there money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  135. My name is Freida Erna Madeleine i am from Chicago USA i want to use this time to write to the internet that i just received my loan funds of 5 million dollars from this company called Abigail Mills loan company at first i did not believe what people were saying on the internet but i decided to try and i applied for the loan 2 days ago and i just received a call from my bank that there is the sum of 5 million dollars in my account and immediately i received an alert from my bank Abigail Mills loan company called me and asked me if i have received my loan and i told them yes so they said i should bring more people to there company if anyone do need a loan so if you really do need a loan this is the company to apply from they are really great and i believe now that there is a real loan company that gives loans and that company is Abigail Mills loan company so if anyone of you need an urgent loan and it is important this is the right company to apply from. Their mail address is abigailmills.loans227@gmail.com.

    finally i am really happy and can start my own business now. Thank you once again Abigail you are great and God bless you and your company.

    ReplyDelete
  136. Hello...

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  137. يوم جيد للجميع. أنا جونسون سيلفا ، مواطن من جورجيا الولايات المتحدة الأمريكية ، سأحب أن أشارك هذه الشهادة العظيمة التي حدثت في حياتي لكي يعرفها الجميع وأن يشاركوا فيها ولهذا السبب دائماً أضعها على الإجابة ، أريد أن أشكر ( مستثمرون من أرابتك) لطفه على عائلتي. قبل بضعة أشهر فقط ، كنت أبحث عن قرض بمبلغ 75،000.00 دولارًا ، حيث كان ينفد مني المال لأعمالي ولم يعد بإمكاني دفع فواتيري. لقد خُدعت بمبلغ 8500 دولار ، وقررت عدم الانخراط في مثل هذه الأعمال مرة أخرى لم أكن أعرف أبداً أن مقرضاً حقيقياً مثل (شركة أرابتك الاستثمارية) لا يزال موجوداً على الإنترنت وعلى الأرض هنا. حتى قدم لي صديق لي (arabtecinvestors406@gmail.com) رقم هاتفه على whatsapp +2347011596726 بسبب مظهري وأفعالي. في البداية قلت له إنني لم أكن مهتماً بأي صفقة قروض بعد ذلك أكد لي أن (مستثمر السيد أرابتك) هو مقرض حقيقي ، على الرغم من أنني لم أصدقه أبداً ، فقد أجريت تجربة وأنا سعيد لأنني فعلت ذلك. مبلغ القرض من
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  139. مرحبا بكم في باتريشيا KINGSMAN patriciakingsman.loans2016@gmail.com أهدافنا لتوفير خدمة ممتازة المهنية.

    هل أنت رجل أعمال أو امرأة؟ هل أنت في أي فوضى مالية أو هل تحتاج إلى أموال لبدء مشروعك الخاص؟ هل تحتاج إلى قرض لبدء عمل تجاري صغير الحجم ومتوسط ​​الحجم؟ هل لديك درجة ائتمان منخفضة وأنت تجد صعوبة في الحصول على قرض رأس المال من البنوك المحلية والمؤسسات المالية الأخرى؟

    إن قروضنا مؤمنة بشكل جيد لضمان أقصى درجات الأمان وهي أولويتنا ، هدفنا الرئيسي هو مساعدتك في الحصول على الخدمات التي تستحقها ، برنامجنا هو أسرع طريقة للحصول على ما تحتاج إليه في لمح البصر. خفض المدفوعات الخاصة بك لتخفيف الضغط على النفقات الشهرية. اكتساب المرونة التي يمكنك استخدامها لأي غرض - من الإجازات ، إلى التعليم ، إلى المشتريات الفريدة

    نحن نقدم مجموعة واسعة من الخدمات المالية والتي تشمل: القروض الشخصية ، وقروض توطيد الديون ، وقروض الأعمال ، والقروض التعليمية ، والقروض المضمونة بالرهن العقاري ، والقروض غير المضمونة ، وقروض الرهن العقاري ، وقروض يوم الدفع ، وقروض الطلاب ، والقروض التجارية ، وقروض السيارات ، وقروض الاستثمار ، قروض التنمية ، وقروض الاستحواذ ، وقروض البناء ، مع انخفاض سعر الفائدة بنسبة 2 ٪ في السداد للأفراد والشركات والهيئات الاعتبارية. احصل على الأفضل لعائلتك وتملك منزل أحلامك أيضًا مع مخطط القرض العام.

    نحن نقدم جميع أنواع القروض - التقدم بطلب للحصول على قروض ميسرة.

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    5) الجنس:
    6) الحالة الاجتماعية:
    7) الوظيفة:
    8) رقم الهاتف:
    9) الدخل الشهري:
    10) التالي من كين:
    11) مبلغ القرض المطلوب:
    12) مدة القرض:
    13) الغرض من القرض:
    14) تاريخ محدد تحتاج إلى القرض:

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    تفضلوا بقبول فائق الاحترام،
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    نحن نتطلع إلى الاستماع منك في أسرع وقت ممكن

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  140. اسمي (السيدة باتريشيا كينغسمان) نحن مقرض قروض شرعي جديد لعام 2018 ونود أن نساعد أي هيئة تحتاج إلى مساعدة مالية نقدمها من 500،000.00 $ و 5،000،000.00 $ ونقدم قروض باليورو والجنيه الاسترليني فوق ذلك إذا أنت في حاجة إلى مساعدة يرجى إرسال بريد إلكتروني على: patriciakingsman.loans2016@gmail.com بحيث يمكن أن تتم عملية القرض الخاصة بك الآن سوف تكون مع قرضك في 8 ساعات القادمة هو نقل سريع وآمن دون أي تأخير. حتى البريد الإلكتروني: patriciakingsman.loans2016@gmail.com إذا كانت مهتمة

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  141. نحن نقدم جميع أنواع القروض - التقدم بطلب للحصول على قروض ميسرة.

    هل أنت رجل أعمال أو امرأة؟ هل أنت في أي فوضى مالية أو هل تحتاج إلى أموال لبدء مشروعك الخاص؟ هل تحتاج إلى قرض لبدء عمل تجاري صغير الحجم ومتوسط ​​الحجم؟ هل لديك درجة ائتمان منخفضة وأنت تجد صعوبة في الحصول على قرض رأس المال من البنوك المحلية والمؤسسات المالية الأخرى؟ يجب على المتقدمين المهتمين الاتصال بنا عبر البريد الإلكتروني: Patriciakingsman.loans2016@gmail.com

    إن قروضنا مؤمنة بشكل جيد لضمان أقصى درجات الأمان وهي أولويتنا ، هدفنا الرئيسي هو مساعدتك في الحصول على الخدمات التي تستحقها ، برنامجنا هو أسرع طريقة للحصول على ما تحتاج إليه في لمح البصر. خفض المدفوعات الخاصة بك لتخفيف الضغط على حسابك الشهري
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    نحن نقدم مجموعة واسعة من الخدمات المالية والتي تشمل: تخطيط الأعمال ، التمويل التجاري والتمويلي ، العقارات والرهون العقارية ، قروض توطيد الديون ، قروض الأعمال ، القروض الخاصة ، قروض إعادة التمويل العقاري مع سعر فائدة منخفض بنسبة 2.00 ٪ لكل سداد للأفراد والشركات و الهيئات الاعتبارية. احصل على الأفضل لعائلتك وتملك منزل أحلامك أيضًا مع مخطط القرض العام. يجب على المتقدمين المهتمين الاتصال بنا عبر البريد الإلكتروني: Patriciakingsman.loans2016@gmail.com

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    من فضلك ، اتصل بنا للحصول على مزيد من المعلومات: patriciakingsman.loans2016@gmail.com
    يرجى الكتابة لنا مرة أخرى مع معلومات القرض.
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    تفضلوا بقبول فائق الاحترام،
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  142. تحية طيبة..
    يرجى الاتصال بنا للحصول على قرض آمن وغير مضمون بسعر فائدة 2٪
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    هل تؤثر صعوبة الاقتصاد عليك هذا العام؟ إذا كانت إجابتك نعم ، فأنت بحاجة إلى قرض. أنا Mrs. Patricia Kingsman ، مالك شركة إقراض نحن نقدم قروضًا آمنة ومأمونة بسعر فائدة 2٪.

    * هل أنت تقلص ماليا؟
    * هل تسعى للحصول على أموال لسداد الاعتمادات والديون؟
    * هل تبحث عن تمويل لإنشاء مشروعك الخاص؟
    * هل أنت في حاجة إلى قروض خاصة أو تجارية لأغراض متعددة؟
    * هل تسعى للحصول على قروض لتنفيذ مشاريع كبيرة؟

    إذا كان لديك أي من المشاكل المذكورة أعلاه ، فيمكننا تقديم المساعدة لك ولكن أريد منك أن تفهم أننا نعطي قروضًا بسعر فائدة 2٪.

    * اقتراض أي شيء يصل إلى 95،000،000 دولار أمريكي.
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    نعدك بضمان 100٪ بأنك ستحصل على قرضك في نهاية عملية القرض هذه. لا يوجد فحص أمني ، ولا تحقق من الائتمان

    مع تحياتي
    باتريشيا كينغسمان
    شركة القروض باتريشيا كينجسمان

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  143. انتباه

    نحن مستشار مالي يتعامل مع الشؤون المالية الدولية لأي مبلغ من الأدوات المصرفية. لدينا إمكانية الوصول / الاتصال للارتقاء من 10 آلاف دولار إلى 500 مليون دولار ، مع شركتنا (شركة القروض باتريشيا كينغسمان) وغيرها من بنوك TOP PRIME AA مثل بنك أبو ظبي التجاري وبنك أبو ظبي الإسلامي وبنك الكويت الوطني وبنك الخليج ( KSC) ، أفضل البنوك للقروض SBA الخ

    لا تتردد في إشراك منشآتنا المؤجرة في برامج التجارة ، تمويل المشاريع ، تعزيز خط الائتمان ، قروض الشركات (قروض بدء الأعمال التجارية أو قروض توسعة الأعمال) وغيرها الكثير.

    لقد قدمنا ​​أكثر من مليار دولار من القروض التجارية لأكثر من 17000 من أصحاب الأعمال مثلك تمامًا. نحن نستخدم تقنية المخاطر الخاصة بنا لتزويدك بقرض الأعمال المناسب حتى يمكنك تنمية عملك. خدماتنا سريعة وموثوقة ، تتم الموافقة على القروض خلال 24 ساعة من التطبيق الناجح. نحن نقدم قروضا تتراوح بين 10000 دولار كحد أدنى إلى 500 مليون دولار كحد أقصى.

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    الوسطاء / الاستشاريون / الوسطاء مدعوون لجلب عملائهم وهم محميون بنسبة 100٪. في ثقة تامة ، سنعمل معا من أجل تحقيق فوائد جميع الأطراف المعنية. لا تحتفظ بمشاكلك المالية لنفسك حتى لا تكون سيدًا أو ضائقة مالية ، وهذا هو السبب في ضرورة الاتصال بنا بسرعة للحصول على حل لمشاكلك المالية. سيكون فرحًا عظيمًا عندما تكون مستقرًا من الناحية المالية.
    مراسلتنا عبر البريد الإلكتروني: patriciakingsman.loans2016@gmail.com

    مع تحياتي
    السيدة باتريشيا كينغسمان
    البريد الإلكتروني: patriciakingsman.loans2016@gmail.com
    الشعار: نحن نقدم الخدمات المالية الأسرع والموثوقة

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    ReplyDelete
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  152. Hello Everybody,
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    ReplyDelete
  153. Hello Everybody,
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    ReplyDelete
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  157. We give out loans within the range of $ 10,000 to $ 200,000,000.00 USD at the rate of 3% interest rate.Our loans are well insured and maximum security is our priority; Interested persons can contact us today via email stevendonaldloanfirm36@gmail.com
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    ReplyDelete
  158. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete
  159. Hello Everybody,
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    ReplyDelete
  160. ما هي خدمة صيانة وايت ويل
    ؟!
    يقدم مركز صيانة وايت ويل
    ويل لخدمات صيانة وايت ويل
    خدمات الصيانة والإصلاح والتشخيصات لكل انواع أجهزة وايت ويل ، وهي تضمن لكم تقديم خدمات على أعلى مستوى بأسعار معقولة، الفنيون الذين يعملون في مركز صيانة وايت ويل مدربون على أحدث التقنيات ولديهم أحدث المعدات التشخيصية لتحديد أية أخطاء موجودة بأجهزة وايت ويل بأسرع وأدق درجة ممكنة ، قطع الغيار التى يتم استبدالها ستكون على نفس الدرجة من الجودة تماما مثل الأجزاء الأصلية التي كانت موجودة بجهاز وايت ويل ، تعمل شبكة توكيل وايت ويل لخدمات صيانة وايت ويل طبقا للمعايير المهنية وايت ويل لخدمات صيانة وايت ويل
    ، تم الحصول على موافقة معايير حمايةوخدمة المستهلك The Consumer Codes Approval التي تديرها معهد المعايير التجارية Trading Standards Institute على المعايير المهنية الخاصة بمراكز صيانة وايت ويل لحدمات صيانة أجهزة وايت ويل ، هذا التعهد تجاه العميل يمنحك راحة البال بعلمك بأنك لن تحصل فقط على أفضل خدمة فنية، وإنما أفضل خدمة عملاء أيضا، بتكلفة أقل مع أعلى معايير الخدمات الفنية وخدمة العملاء، لم لا تتصل إذن بمركز صيانة وايت ويل لخدمات صيانة أجهزة وايت ويل ؟
    رقم صيانة طومسون
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    ReplyDelete
  161. إذا كان يجب عليك الاتصال بأي شركة مع الإشارة إلى تأمين قرض عبر الإنترنت بسعر فائدة منخفض قدره 3٪ وأفضل خطط / جدول سداد. يمكنك الاتصال بهم عبر البريد الإلكتروني على {directaccesservice @ gmail. com} أو whatsapp @ +15754148400

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  163. Do you need a Loan?
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    ReplyDelete
  164. مرحبا

    هل تحتاج إلى قرض طارئ لحل احتياجاتك المالية؟ نحن نقدم قروضًا تتراوح ما بين 2.000 دولار إلى 50.000.000.00 ، ونحن موثوقون وقويون وسريعون وديناميكيون ، دون مراقبة الائتمان ، ونقدم ضمانًا بنسبة 100 ٪ للقروض الأجنبية خلال هذا التحويل.

    لدينا أيضًا قرض بالعملة بالكامل بمعدل فائدة 2٪ على جميع القروض .... إذا كنت مهتمًا بالعودة عبر هذا البريد الإلكتروني.

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    ReplyDelete
  165. أنا السيد كلارك باري ، أحد المقرضين الماليين الشرعيين. نحن من شركة القروض. مع المساعدة المالية. نقوم بإقراض الأموال للأفراد المحتاجين إلى مساعدة مالية ، والذين لديهم ائتمان سيئ أو بحاجة إلى أموال لدفع الفواتير ، للاستثمار في الأعمال التجارية. هل كنت تبحث عن قرض؟ نحن نقدم قرض تتراوح بين 5،000.00 دقيقة. إلى 20،000،000.00 بأسعار فائدة منخفضة من 3 ٪ اتصل بنا العنوان: luthors.corploanfirm@gmail.com , WhatsApp-Nummer: +18635356458

    ReplyDelete
  166. أنا السيد كلارك باري ، أحد المقرضين الماليين الشرعيين. نحن من شركة القروض. مع المساعدة المالية. نقوم بإقراض الأموال للأفراد المحتاجين إلى مساعدة مالية ، والذين لديهم ائتمان سيئ أو بحاجة إلى أموال لدفع الفواتير ، للاستثمار في الأعمال التجارية. هل كنت تبحث عن قرض؟ نحن نقدم قرض تتراوح بين 5،000.00 دقيقة. إلى 20،000،000.00 بأسعار فائدة منخفضة من 3 ٪ اتصل بنا العنوان: luthors.corploanfirm@gmail.com , WhatsApp-Nummer: +18635356458

    ReplyDelete
  167. يوم جيد،

    هل أنت في أي نوع من الصعوبات المالية؟ هل تحتاج إلى قرض لتصفية ديونك؟ هل ستزيد اموالك؟ هل أنت رجل أعمال يرغب في توسيع شركته؟ نشجعك هنا على الاتصال بالبطل الحقيقي والثقة والإقراض الفعال لقرضك. أنا معروف لدى كل من الأفراد والحكومة لكفاءتنا الكبيرة.


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    بإخلاص،
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    مراسلتنا عبر البريد الإلكتروني على العنوان: accessloanfirm2030@gmail.com

    ReplyDelete
  168. يوم جيد،

    هل أنت في أي نوع من الصعوبات المالية؟ هل تحتاج إلى قرض لتصفية ديونك؟ هل ستزيد اموالك؟ هل أنت رجل أعمال يرغب في توسيع شركته؟ نشجعك هنا على الاتصال بالبطل الحقيقي والثقة والإقراض الفعال لقرضك. أنا معروف لدى كل من الأفراد والحكومة لكفاءتنا الكبيرة.


    الخدمات تشمل:
    * قروض شخصية
    القروض التجارية
    *
    تجديد * قروض العملاء
    * قروض السيارات
    الخ ..

    البريد الإلكتروني: accessloanfirm2030@gmail.com
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    نحن معتمدون ،
    موثوقة وموثوقة وفعالة وسريعة وديناميكية.

    بإخلاص،
    السيد سكوت
    البريد الإلكتروني: accessloanfirm2030@gmail.com

    ReplyDelete
  169. يوم جيد،

    هل أنت في أي نوع من الصعوبات المالية؟ هل تحتاج إلى قرض لتصفية ديونك؟ هل ستزيد اموالك؟ هل أنت رجل أعمال يرغب في توسيع شركته؟ نشجعك هنا على الاتصال بالبطل الحقيقي والثقة والإقراض الفعال لقرضك. أنا معروف لدى كل من الأفراد والحكومة لكفاءتنا الكبيرة.


    الخدمات تشمل:
    * قروض شخصية
    القروض التجارية
    *
    تجديد * قروض العملاء
    * قروض السيارات
    الخ ..

    مراسلتنا عبر البريد الإلكتروني على العنوان: accessloanfirm2030@gmail.com
    Whatapp: +79265038734

    نحن معتمدون ،
    موثوقة وموثوقة وفعالة وسريعة وديناميكية.

    بإخلاص،
    السيد سكوت
    مراسلتنا عبر البريد الإلكتروني على العنوان: accessloanfirm2030@gmail.com


    3 ٪ عروض القروض المتاحة والمضمونة

    ReplyDelete
  170. Are you looking for loan ?? Need a loan in any form and for any reason ?? We are here to help you as we offer reliable lending interest rate of only 3%.
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    ReplyDelete
  171. أنا السيد كلارك باري ، أحد المقرضين الماليين الشرعيين. نحن من شركة القروض. مع المساعدة المالية. نقوم بإقراض الأموال للأفراد المحتاجين إلى مساعدة مالية ، والذين لديهم ائتمان سيئ أو بحاجة إلى أموال لدفع الفواتير ، للاستثمار في الأعمال التجارية. هل كنت تبحث عن قرض؟ نحن نقدم قرض تتراوح بين 5،000.00 دقيقة. إلى 20،000،000.00 بمعدل فائدة منخفض من 3 ٪ اتصل بنا العنوان: luthors.corploanfirm@gmail.com , whatsapp: +18635356458


    ReplyDelete
  172. أنا السيد كلارك باري ، أحد المقرضين الماليين الشرعيين. نحن من شركة القروض. مع المساعدة المالية. نقوم بإقراض الأموال للأفراد المحتاجين إلى مساعدة مالية ، والذين لديهم ائتمان سيئ أو بحاجة إلى أموال لدفع الفواتير ، للاستثمار في الأعمال التجارية. هل كنت تبحث عن قرض؟ نحن نقدم قرض تتراوح بين 5،000.00 دقيقة. إلى 20،000،000.00 بمعدل فائدة منخفض من 3 ٪ اتصل بنا العنوان: luthors.corploanfirm@gmail.com , whatsapp: +18635356458


    3 ٪ عرض القرض تطبق الآن

    ReplyDelete
  173. Hi, davidloancompany555@gmail.com
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    ReplyDelete
  174. هل أنت رجل أعمال أو امرأة؟ هل تحتاج إلى أموال لبدء مشروعك التجاري؟ هل تحتاج إلى قرض لتسوية الديون الخاصة بك أو سداد فواتيرها أو بدء عمل تجاري لطيف؟ هل تحتاج إلى أموال لتمويل مشروعك؟ نحن نقدم خدمات قروض مضمونة من أي مبلغ وإلى أي جزء من العالم (للأفراد والشركات والسماسرة والهيئات الاعتبارية) بمعدل فائدة فائق قدره 2 ٪. للتطبيق ، لا يمكن لنا أن نتصل بنا عبر بريدنا الإلكتروني: (kimberlyfinancegroup@gmail.com) رقم WhatsApp: +12174870925

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  175. هل تحتاج إلى قرض؟ هذه شركة قروض مسجلة ومضمونة ومعتمدة ، فنحن نقدم قروضًا للأفراد والشركات والمؤسسات ومنظمات الأعمال والأفراد من جميع الأنواع في جميع أنحاء العالم. هل أنت في حاجة إلى قرض لأي غرض؟ هل أنت في مشكلة مالية ، هل تحتاج إلى مساعدين ماليين ، شركة قروض فريد لاري هي الحل لجميع مشاكلك المالية ، وقروضنا سهلة ورخيصة وسريعة. اتصل بنا اليوم للحصول على هذا القرض الذي تحتاجه ، يمكننا ترتيب أي قرض يناسب ميزانيتك بمعدل فائدة 2 ٪ فقط. يجب على المتقدمين المهتمين الاتصال بنا عبر البريد الإلكتروني: (fredlarryloanfirm@gmail.com) أو (fredlarryloanfirm@hotmail.com) الاتصال / واتساب: +2347061892843

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  176. هل تحتاج إلى قرض؟ هذه شركة قروض مسجلة ومضمونة ومعتمدة ، فنحن نقدم قروضًا للأفراد والشركات والمؤسسات ومنظمات الأعمال والأفراد من جميع الأنواع في جميع أنحاء العالم. هل أنت في حاجة إلى قرض لأي غرض؟ هل أنت في مشكلة مالية ، هل تحتاج إلى مساعدين ماليين ، شركة قروض فريد لاري هي الحل لجميع مشاكلك المالية ، وقروضنا سهلة ورخيصة وسريعة. اتصل بنا اليوم للحصول على هذا القرض الذي تحتاجه ، يمكننا ترتيب أي قرض يناسب ميزانيتك بمعدل فائدة 2 ٪ فقط. يجب على المتقدمين المهتمين الاتصال بنا عبر البريد الإلكتروني: (fredlarryloanfirm@gmail.com) أو (fredlarryloanfirm@hotmail.com) الاتصال / واتساب: +2347061892843

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  177. هل تحتاج إلى قرض؟ هذه شركة قروض مسجلة ومضمونة ومعتمدة ، فنحن نقدم قروضًا للأفراد والشركات والمؤسسات ومنظمات الأعمال والأفراد من جميع الأنواع في جميع أنحاء العالم. هل أنت في حاجة إلى قرض لأي غرض؟ هل أنت في مشكلة مالية ، هل تحتاج إلى مساعدين ماليين ، شركة قروض فريد لاري هي الحل لجميع مشاكلك المالية ، وقروضنا سهلة ورخيصة وسريعة. اتصل بنا اليوم للحصول على هذا القرض الذي تحتاجه ، يمكننا ترتيب أي قرض يناسب ميزانيتك بمعدل فائدة 2 ٪ فقط. يجب على المتقدمين المهتمين الاتصال بنا عبر البريد الإلكتروني: (fredlarryloanfirm@gmail.com) أو (fredlarryloanfirm@hotmail.com) الاتصال / واتساب: +2347061892843

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  178. هل تحتاج إلى قرض؟ هذه شركة قروض مسجلة ومضمونة ومعتمدة ، فنحن نقدم قروضًا للأفراد والشركات والمؤسسات ومنظمات الأعمال والأفراد من جميع الأنواع في جميع أنحاء العالم. هل أنت في حاجة إلى قرض لأي غرض؟ هل أنت في مشكلة مالية ، هل تحتاج إلى مساعدين ماليين ، شركة قروض فريد لاري هي الحل لجميع مشاكلك المالية ، وقروضنا سهلة ورخيصة وسريعة. اتصل بنا اليوم للحصول على هذا القرض الذي تحتاجه ، يمكننا ترتيب أي قرض يناسب ميزانيتك بمعدل فائدة 2 ٪ فقط. يجب على المتقدمين المهتمين الاتصال بنا عبر البريد الإلكتروني: (fredlarryloanfirm@gmail.com) أو (fredlarryloanfirm@hotmail.com) الاتصال / واتساب: +2347061892843

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